I don't think jumping into intercourse is the best course of action... I agree with Beagle, get more information on it, real good information not colored by a certain moral view point (he gave some good book suggestions) you can talk to a gynecologist too to get good information and it is something that is confidential if you are afraid of your parents. You need to be prepared, and for sure and be protected, sex does change things... in the mean time why not relieve some of that sexual tension? There are other ways to experience sexual pleasure without intercourse and even without any cloths off... I maintained my virginity in a 5 year long serious relationship and never died (and am glad I waited because it turns out he was not the one and I would have regretted it if I did do it), you can do things like watching each other masturbate, dry humping (with more than just underwear because underwear is not a condom), touching each other... there is so much you can do to give each other sexual pleasure. I'll be honest for most girls sex in not comfortable and even painful for the first several time (not for every girl certainly but I would say most; for me it was almost unbearable and I broke down crying in pain, thank god my fiancé knew to stop right away and we got past that slowly together) I think sharing pleasure is important and you should do it, but set boundaries for each other and no intercourse till you both are educated, and have a conversation to make sure all he knows matches what you know. You may be surprised to find how someone who feels they know a lot about sex knows so much false information! Be smart be safe be prepared emotionally and mentally for sex and then you are ready and will have no regrets. So many people I know though they were ready but were not and now have a lot of regrets regarding their first time.